Local Intermediate Trucking

Resource Box

Applications & Supplementals

AMC's Trucking Program provides a broad range of auto coverages for local and intermediate radius of operation of many classes of business. Backed by one of the largest insurance companies in the world, AMC can handle accounts of all sizes. From the small fleet to the largest operations, AMC has the expertise to service your trucking needs.

Available in these States
(AR, AZ, CO, ID, IL, IN, KS, KY, MO, MT, NC, NE, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, WI, WV, WY)

CLASSES OF BUSINESS
This chart is a quick reference guide of some common types of commercial automobile risks and indicates whether we write auto and general liability coverages. Detailed underwriting guidelines can be found on the pages following this chart.

For risks not shown, contact your home office underwriter.
DESCRIPTION	Auto?	GL?
Aggregate	yes	no
Agricultural	yes	yes
Appliance Delivery	yes	no
Armored Cars	yes	no
Asphalt	yes	yes
Auto Parts Stores	yes	no
Automobile Transport	yes	yes
Bakeries	yes	no
Beverage Distributor	yes	no
Boat Transport	yes	yes
Bookmobile	yes	no
Building Contractors	yes	no
Building Supply	yes	no
Butane Haulers	yes	yes
Catering Service	yes	no
Cement Trucks	yes	no
Cherry Pickers	yes	no
Cleaning Services	yes	no
Concrete Pumpers	yes	no
Contractors	yes	no
Couriers	yes	no
Cranes and Boom Trucks	yes	no
Crude Oil Haulers	yes	yes
Dairies	yes	no
Debris Removal	yes	no
Department Store Delivery	yes	no
Diesel Fuel	yes	yes
Dirt Haulers	yes	no
Dirty Dirt	yes	no
Dumps	yes	no
Electrical Contractors	yes	no
Excavating Contractors	yes	no
Exterminators	yes	no
Fertilizer Haulers	yes	yes
Fire Departments - Volunteer	yes	no
Florist	yes	no
Food Manufacturer	yes	no
Fruit and Vegetable Haulers	yes	no
Fuel Oil Haulers	yes	yes
Furniture Haulers	yes	no
Garbage Haulers	yes	no
Gasoline Haulers	yes	yes
Grain Haulers	yes	yes
Hay Haulers	yes	yes
Heavy Equipment	yes	yes
Home Remodelers	yes	no
Hot Oil Haulers	yes	yes
Household Goods Movers	yes	no
Ice Distributor	yes	no
Lawn Service	yes	no
Livestock	yes	yes
LPG Haulers	yes	yes
Lumber Yards	yes	no
Magazine Delivery	yes	no
Mail Delivery	yes	no
Meat and Poultry Distributors	yes	no
Milk Distributor	yes	no
Mobile Food Vendor	yes	no
Mobile Medical Units	yes	no
Mobile Repair and Service Units	yes	no
Movers	yes	no
Newspaper Delivery	yes	no
Non-Trucking Liability	yes	no
Nursery and Landscaping Contractor	yes	no
Office Equipment and Supplies	yes	no
Oil Haulers	yes	yes
Oilfield Delivery	yes	no
Painters	yes	no
Petroleum Haulers	yes	yes
Plumbers	yes	no
Produce Distributor	yes	no
Propane Haulers	yes	yes
Ready Mix Trucks	yes	no
Recyclable Collection	yes	no
Roadside Auto Service	yes	no
Rolling Stores	yes	no
Sand & Gravel Haulers	yes	no
Scrap Metal	yes	no
Septic Tank Contractor	yes	no
Snow Removal Contractor	yes	no
Steel Haulers	yes	yes
Street Sweepers	yes	no
Trash Collection	yes	no
Tree Trimmers	yes	no
Truckers	yes	yes
Vacuum Trucks	yes	no
Volunteer Fire Departments	yes	no
Waste Disposal	yes	no
Water Distributor	yes	no
Welders	yes	no

Prohibited Classes

Logging
Ambulance
Tow Trucks/Wreckers
Mobile Home Toter

Carrier: AM Best Rated A (15)

Line of Coverage:

Automobiles (Liability & Physical Damage)
General Liability
Cargo

Limit:

1 Million Commercial Auto
1 Million General Liability
$100,000 Cargo, per conveyance

Optional Coverage:

Automobile Medical Payments
Broadened Pollution
Drive Other Car Coverage
Employee Benefits Liability
Employers Liability-Stop Gap
Hired Automobile Liability
Hired Auto Physical Damage
Mobile Equipment
No Fault and Personal Injury Protection
Non-Owned Auto Liability
Terrorism
Trailer Interchange
Uniform Intermodal Interchange Agreement (UIIA) (CA 23 17)
Uninsured and Underinsured Motorists

Submission Requirement:

Acord Application
Hired/Non Owned Auto Supplement Application
5 Year Hard Copy Loss Runs

Type of Class and State Eligibility:

Cement Mixer, Ready Mix and Concrete Pumper (All States)
Contractors (All States)
Crane and Boom Trucks (All States)
Dumping Operation
(AR, AZ, CO, ID, IN, KS, MT, NC, NE, NV, OH, OR, PA, SC, TN, UT, WI, WY)
Fire Department-Volunteers (All States)
Food Delivery (All States)
Garbage Operation
(AZ, CO, ID, IN, KS, MT, NE, NV, OH, OR, PA, TN, UT, WI, WV, WY)
Mobile Business (All States)
Non-Trucking (All States)
Petroleum Transport (All States)
Special Delivery (All States)
Trucking 0-300 (All States)
Wholesale and Retail Delivery (All States)

Underwriting Guidelines:

0-300 Mile Radius (Not to Exceed 20% over 300 miles)
First Come First Serve
Four-Year Loss Runs
No New Ventures
10 Day BOR

Driver Guidelines:

Drivers should have a minimum of 2 years verifiable experience driving like vehicles. They must also hold a Commercial Driver’s License (CDL) where required with proper endorsements for a 2 year period. Foreign experience does not qualify. Military experience may be considered, contact your home office underwriter.

Our preferred drivers are between the ages of 23 and 70. Drivers outside this range must be submitted to your home office underwriter

Drivers are acceptable unless their record shows any one of the following within the prior 36 month period:
Any drug or alcohol violation in connection with the operation of a motor vehicle
Any violation for hit and run, manslaughter, or use of a motor vehicle for felonious purposes
Any reckless driving violation
No more than 3 moving violations during the previous 36 months.
Any violation for operating a motor vehicle while under suspension requires home office approval. Submit complete details of violation for consideration.

We will not issue any SR-22 filings

Driver guidelines for certain classes of business are more specific. These additional driver guidelines are found on the page(s) for the class of business.