Personal Lines: Products

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Lexington Programs

• Home Owners-3
  Written on a non-admitted basis, our homeowners coverage is underwritten for a range of sizeable and complex homeowners exposures, including mid- to high-value properties, older homes, secondary/seasonal residences, rental properties, builders risks and homes with prior losses.
• Home Owners-4
  When you have a tenant risk for which standard market carriers will not provide coverage.
• Home Owners-6
  When you have an owner-occupied or secondary/seasonal condo for which standard market carriers will not provide coverage.
• Personal Article Floater
  Coverage can be written for all classes of property, from valuable works of art and fine jewelry, to extensive coin collections or other unique items.
• Vacant
  Sound, flexible coverage is underwritten for vacant dwellings, old or new.

American Reliable

• Fire & EC (AR only) - DP1, DP2, DP3
• HO-8 (AR only)
  Designed for homes with any values over $20,000, which reflect pride of ownership, but do not require the coverage or qualify for one of our other programs.
• Mobile Home Program
  Designed for all the needs of a mobile home owner from basic coverage to comprehensive.
• Vacant Home Program (AR only)