Retail Service Station: Coverages
Automotive Gasoline Service Station/Automotive Repair Garage Coverages / Car Washes / TruckStops Available
Please note that underwriting guidelines apply to each of the coverage items listed below and may not be available on ALL accounts; there will also be specific deductible requirements as applicable for certain coverages.
Property
- ISO Property Form
- Building and Business Personal Property
- Broad Form Cause of Loss Form
- Special Cause of Loss Form Including Theft or Excluding Theft
- With the Special Cause of Loss Form a Broad Form Property Enhancement Endorsement is available
- Option of ACV or Replacement Cost
- Business Income
- Monthly Limitation - 1/3,1/4,1/6 With or Without Extra Expense
- Legal Liability
Business Auto Liability
- ISO Occurrence Form
- Symbol 7 is used - specifically described autos only
- Liability
- Physical Damage
- State Mandatory Coverage(s)
- Hired Auto / Non-Owned Auto Liability
- Garage Keepers
- Coverage options -
- Legal Liability
- Direct Excess
- Direct Primary
General Liability
- Limits available -
- $1,000,000 per occurrence
- $3,000,000 General Aggregate
- $1,000,000 Products Aggregate
- Aggregate limits are not available in all states and do not apply per location; we can make an exception to apply aggregate per location with an additional premium charge.
- ISO Occurrence Form
- Employee Benefits Liability (Available on request in selected states.)
- Liquor Liability
- Additional Insured Endorsements -
- Owner of Garage Premises
- Lesser of Leased Equipment
- Mortgagee, Assignee, or Receiver
- Vehicle Building Damage
Inland Marine
- Contractor's Equipment Floater
- EDP
- Valuable Papers and Records
- Accounts Receivable
- Leased or Rented Property
Crime
- Money & Securities
- Employee Dishonesty
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