Workers' Compensation

> Middle Market

AMC Middle Market Workers Compensation

Program Guidelines:

• Premium Eligibility: $150,000 - $1,000,000 annual premium
• Pricing Program: Guaranteed Cost Only
• Participating States: No more than 20% of the payroll can be in the following states: AZ, DC, KY, MA, MT, NJ, NY, SC, and TX

Submission Content:

• Complete Description of Operations; brochures or website address
• Number of employees by Location and Class
• Average Weekly Wage Paid to employees in Operating Classes
• Description of Safety Initiatives, Hiring Practices, RTW & Drug Testing Programs
• 3-5 Years of Recently Valued Loss Exhibits (within 90 days)
• Premium History
• Experience Modification Worksheet

Class/Exposure Targets:

• Single or multi-state risks, preferably fixed locations
• Retail, wholesale, service or light manufacturing risks

Class/Exposure Restrictions:

• Social Service Agencies
• Geriatric Care Facilities – All Types
• Employee Leasing (PEO’s)
• Temporary Staffing Contractors
• Long Haul (>200 mile radius) Transportation Risks
• Agricultural Risks
• Significant Occupational Disease Exposure
• USL&H, Maritime, Federal Benefit Exposure
• Construction
• Transportation risk including ambulances
• Recycling or second hand materials or salvage exposures