ELIGIBLE CLASSES:
- Apartment
- Less than 100 units per location or complex
- Individual building with no more than 20 units
- Artists / Crafters
- Beauty, Barber and Body
- Child Care
- Condominiums
- Contractors
- Convenience Store (with gasoline and limited cooking)
- Detective & private investing (office only)
- Doggy Day Care (Kenneling, Grooming & Training)
- Funeral Directors
- Hotel / Motel (with limited cooking)
- Liquor Stores
- Office
- Optical and Hearing Aid Establishments
COVERAGE AVAILABILITY ANDÂ MINIMUM PREMIUMS
- Coverage is available either admitted or non-admitted
- $350 minimum premium without liquor / $500 minimum premium with liquor
LIABILITY COVERAGES
- Bodily Injury / Property Damage
- Limited Contractual Liability
- $5,000 Medical Payments
- Liquor Liability (convenience stores, liquor stores and restaurants
- Personal / Advertising Injury
PROPERTY COVERAGE (BUILDING INCLUDING:)
- Blanket Rating Available
- Completed Additions
- Fixtures, including Outdoor Fixtures
- Permanently Installed Machinery and Equipment
- Personal Property Owned By the Landlord in Apartments or Rooms Furnished by the Insured
- Personal Property Owned by the Insured Used to Maintain or Service the Building and Structures on the Premises